You Don't Have To Choose Between Growth And Protection
We help investors replace outdated strategies with a modern approach using structured notes to deliver defined outcomes, attractive income, and built-in protection—managed by a fiduciary
Scroll to Explore
You Don't Have To Choose Between Growth And Protection
We help investors replace outdated strategies with a modern approach using structured notes to deliver defined outcomes, attractive income, and built-in protection—managed by a fiduciary
Scroll to Explore
A BETTER PATH
Why Traditional
Approaches Fall Short?
Conventional strategies for income and stability have held investors back from their retirement goals.
Cash and CD yields are insufficient to generate meaningful income.
Cash and CD yields are insufficient to generate meaningful income.
Cash and CD yields are insufficient to generate meaningful income.
Cash and CD yields are insufficient to generate meaningful income.
Bond performance has been dismal, eroding purchasing power.
Bond performance has been dismal, eroding purchasing power.
Bond performance has been dismal, eroding purchasing power.
Bond performance has been dismal, eroding purchasing power.
Equity market volatility creates emotional stress and unpredictability.
Equity market volatility creates emotional stress and unpredictability.
Equity market volatility creates emotional stress and unpredictability.
Equity market volatility creates emotional stress and unpredictability.
Outdated "safe money" strategies leave money on the table.
Outdated "safe money" strategies leave money on the table.
Outdated "safe money" strategies leave money on the table.
Outdated "safe money" strategies leave money on the table.
Now...Imagine Something Better
Now...Imagine
Something Better
Picture a solution designed for today's market—one that gives you income, cushions you from downturns, and restores confidence in your financial plan:
Picture a solution designed for today's market—one that gives you income, cushions you from downturns, and restores confidence in your financial plan:
Picture a solution designed for today's market—one that gives you income, cushions you from downturns, and restores confidence in your financial plan:
Picture a solution designed for today's market—one that gives you income, cushions you from downturns, and restores confidence in your financial plan:
Retiring earlier because your income strategy finally works for you
Earning attractive, defined income even when markets are choppy
Staying invested with confidence thanks to built-in downside barriers
Experiencing less stress knowing your financial future isn't tied to bond yields or market luck
Finally having peace of mind through solutions built specifically for volatility
WHO WE HELP
Conservative Investors
Focused on protecting savings and generating reliable income without unnecessary market risk.
Nearing or in retirement and prioritize capital preservation.
Seeking attractive returns despite low interest rates and challenging markets.
Risk-averse and disappointed by low CD and bond yields.
Want to sleep well at night knowing principal is protected.
WHO WE HELP
Conservative Investors
Focused on protecting savings and generating reliable income without unnecessary market risk.
Nearing or in retirement and prioritize capital preservation.
Seeking attractive returns despite low interest rates and challenging markets.
Risk-averse and disappointed by low CD and bond yields.
Want to sleep well at night knowing principal is protected.
WHO WE HELP
Conservative Investors
Focused on protecting savings and generating reliable income without unnecessary market risk.
Nearing or in retirement and prioritize capital preservation.
Seeking attractive returns despite low interest rates and challenging markets.
Risk-averse and disappointed by low CD and bond yields.
Want to sleep well at night knowing principal is protected.
WHO WE HELP
Conservative Investors
Focused on protecting savings and generating reliable income without unnecessary market risk.
Nearing or in retirement and prioritize capital preservation.
Seeking attractive returns despite low interest rates and challenging markets.
Risk-averse and disappointed by low CD and bond yields.
Want to sleep well at night knowing principal is protected.
SOLUTIONS
Market-Linked Income Notes
Enhanced income with principal protection
Contingent income tied to market index performance
Designed to generate double-digit annual income cash flow including in deep declining markets
Structured terms that define income, risk, and maturity upfront
SOLUTIONS
Market-Linked Income Notes
Enhanced income with principal protection
Contingent income tied to market index performance
Designed to generate double-digit annual income cash flow including in deep declining markets
Structured terms that define income, risk, and maturity upfront
SOLUTIONS
Market-Linked Income Notes
Enhanced income with principal protection
Contingent income tied to market index performance
Designed to generate double-digit annual income cash flow including in deep declining markets
Structured terms that define income, risk, and maturity upfront
SOLUTIONS
Market-Linked Income Notes
Enhanced income with principal protection
Contingent income tied to market index performance
Designed to generate double-digit annual income cash flow including in deep declining markets
Structured terms that define income, risk, and maturity upfront
Who We Are
Claro Advisors
StructuredNotes.com is a dedicated resource within Claro Advisors focused on helping investors achieve enhanced income and growth with built-in protection. Structured notes are a specialty of ours — innovative investment solutions designed to deliver defined outcomes in today's challenging markets.
OUR KEY STATS
Years of Operation
13+
Years
Capital
$1.3 B
AUM
Client Retention
99%
*
Source: Claro Advisors analysis of 1,100 clients from 2012 to 2024
Source: Claro Advisors analysis of 1,100 clients from 2012 to 2024
Source: Claro Advisors analysis of
1,100 clients from 2012 to 2024
Source: Claro Advisors analysis of 1,100 clients from 2012 to 2024
Firm ADV*
OUR DIFFERENCE
Why Choose Claro Advisors for
Structured Notes?
Why Choose Claro Advisors for Structured Notes?
Independent. Fee-Only. Fiduciary. Advice designed around your goals—not a bank’s balance sheet.
Structured Notes Expertise
Structured Notes Expertise
Structured Notes Expertise
Structured Notes Expertise
Access and Customization
Access and Customization
Access and Customization
Access and Customization
Client-First Approach
Client-First Approach
Client-First Approach
Client-First Approach
OUR PROCESS
Protect Your Principal, Grow Your Assets, and Generate Enhanced Income
Ready to explore and learn how structured notes can work for you? Here's our process.
1.Income & Needs Assessment
Speak with our specialists to evaluate how structured notes can protect and enhance your income strategy to meet your cash flow needs.
2.Custom Growth & Protection Plan
Receive a personalized plan featuring structured note solutions designed to protect your principal while optimizing your income streams.
3.Income Implementation
Get started with a customized portfolio of structured notes tailored to your protection, growth and income requirements.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.